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Boat/Watercraft Insurance

Do You Need Boat Insurance in Washington?

Boat insurance is not required by law in the state, but if you are at a marina, you may be required to show proof of insurance. At a marina, your boat is near other boats and the potential for loss of your boat, such as from a fire, can affect other ships or even the dock.

Many boat owners are under the impression that their homeowner's insurance will cover their boat. While there is some truth to this, if you rely on this as your only insurance, it could cost you a lot of money. Home policies have minimal coverage when it comes to small boats. It’s best to purchase a standalone boat insurance policy.

What Does Boat Insurance Cover in Washington?

A boat insurance policy is similar to an auto insurance policy in terms of what kinds of coverage it provides. A boat insurance policy will provide liability and property damage coverage in the event of an accident and, depending on your policy with ASKE Insurance Advisors, it can include more.

Contact ASKE Insurance Advisors to get a quote on boat and watercraft insurance.

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